Pugsy wrote:kentoboo wrote:I had to pay an extra $159 to upgrade to a data capable machine. I probably was hosed ( no pun intended) but sometimes it is just easier to switch than fight!
It may have been a legit fee, just depends on the insurance (like HMO or PPO thing). Straight Medicare though? That is fraud.
But sometimes "peace of mind" costs are well worth it. If it didn't take food off the table and paying the extra helped your stress level by not having to go to battle, then peace of mind cost is not so bad. I bought out of pocket so I didn't have to fight with anyone. Gave me peace of mind knowing I got what I wanted and I didn't have to battle for it.
Overall the cost was probably a wash after deductible and co pays. I had the cash, didn't take food off the table so worth it to me not to fight that battle.
You could not be more wrong about Medicare. Yet again, a post from someone who has no idea what they are talking about.
The code for CPAP is E0601. If a DME puts out the same machine to ALL customers, it is perfectly legal to "upcharge" for a more expensive machine. Two years ago, Medicare slashed reimbursement by 10%. Do you think the manufacturers cut their prices too? Not hardly. The S9 and PR System One were introduced at about 10-15% more than the previous platform. Now, Competitive Bidding is here. 34% cut in reimbursement in the first round and the second round bidding is about to start. Care to guess who gets these Medicare contracts? That's right, SmartGuy, the lowest bidders. So do you really think Medicare recipients are going to get the best, top-of-the-line CPAP available without an upcharge? Medicare knows this. People don't want the bottom of the barrel anything, much less a CPAP, so what a better way to get out of paying altogether. Cut the reimbursement down to near cost, force over burdening regulation, tickle the payments out over 13 months, and make the DME prove the patient is using the machine AND seeing their doctor AND the doctor is writing the correct notes. That's the current rules that I deal with NOW!
Here's the way all of this is going to end if something doesn't change. The only CPAP offered to you by your DME company, is going to be the most basic bottom of the barrel CPAP manufactured. Medicare, Blue Cross, and all other private insurance. HMO's have been doing this for years now. Just ask any United Healthcare policy holder what his "in-network" DME offers as a covered CPAP. If you want something better, you are going to have to reach a lot deeper into YOUR pocket for it. So instead of bitching about what the evil DME is charging, maybe you should confront the true cause of the problem and complain about what the insurance is paying. For some unknown reason, people don't see a problem with paying more for bigger motor in their car, or the leather seats, or the nice stereo system, but tell them the CPAP they WANT costs more than what their insurance will pay for, and just step back and watch the fireworks.
I've been told by several local doctors that they are not excepting any new Medicare patients. Not because they don't like treating seniors, but because they can't practice for free. When your costs are more than the reimbursement, it doesn't take an Einstein to figure out what the next step is.
So, all that being said, my original advice still holds. You have to do your homework BEFORE signing all the paperwork and walking out with the machine. I can't compete like a traditional business and have sales, reduce prices, etc. All I can do is offer superior equipment and better customer service. That's why I only put out high end machines. Every customer gets an auto and given a choice between manufacturers. Most DME's don't run this way and take the different approach of putting out the bare minimum. Usually these companies are financially affiliated with a sleep lab or doctor, so they have a built in referral source. The poor patients not only get mid-level to very basic equipment, they also usually get poor customer service. When the patient finds out they made a mistake by using that company, it's too late. Medicare pays 13 months of rental.....PERIOD! If you went to a crappy DME and got your machine and now want to swap companies, you are usually SOL. If you have had the machine for 4 months, Medicare is only going to pay 9 more months of rental....TO ANYBODY. So, the very best thing you can do, is do your homework first. If your doctor is pushing a particular company, you had better ask why. Is there ANY kind of financial relationship? I'm not accusing anybody of a kickback, but if I get a check from a company, isn't it in my best interest if that company succeeds? Also, I would NEVER recommend a company that is owned by a hospital or has some sort of joint -venture relationship. If I know that I will have a steady stream of new customers EVERY month, what's my incentive to treat them right and give good service? Sure they'll get pissed off and go somewhere else after I've filed the claim a got the money, but good 'ol partner sleep lab will just send me another batch of new patients next month.