Intro from newbie in Canada

General Discussion on any topic relating to CPAP and/or Sleep Apnea.
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Paul56
Posts: 1016
Joined: Thu Sep 25, 2008 1:38 pm
Location: Texas

Re: Intro from newbie in Canada

Post by Paul56 » Sun Feb 22, 2009 3:44 pm

Hawthorne wrote:Sorry Paul 56. Are you saying that sleep apnea is recognized in at least some of the Atlantic Provinces - possible all of them - and that there is Provincial funding for cpap machines as well?

I'm trying to clarify because I have friends there, recently diagnosed, who say it is not recognized and there is no help from the Province for cpap machines.

Do folks living there get some help?

Thanks.
Ah okay. No, you are correct... no assistance from the government for use hoseheads in Quebec and Atlantic Canada.

Unless they have private or group insurance that will cover them.

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Mask: Swift™ FX Nasal Pillow CPAP Mask with Headgear
Additional Comments: AHI ~60 / Titrated @ 8 / Operating AutoSet in CPAP mode @ 12

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MoneyGal
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Re: Intro from newbie in Canada

Post by MoneyGal » Sun Feb 22, 2009 3:59 pm

Is it worth pointing out that CPAP machines and accessories qualify for the medical expense tax credit? So the after-tax out-of-pocket cost will be slightly less than the posted price, so long as you qualify for a tax refund (that is, so long as you are a taxpayer).

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MoneyGal
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Re: Intro from newbie in Canada

Post by MoneyGal » Sun Feb 22, 2009 4:45 pm

Also, for low-income Canadians, there is an additional refundable medical expense supplement: http://www.taxtips.ca/filing/refundable ... lement.htm

billybee
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Joined: Thu Mar 26, 2009 8:50 am
Location: London, Ontario, Canada

Re: Intro from newbie in Canada

Post by billybee » Mon Mar 30, 2009 8:08 pm

Hi all - I'm another newbie from Canada (5 days, now - and finally getting some restful sleep).

I too have Great West Life as my insurer, and also have the $2000 provision. Do you know if they would actually cover two masks as part of the initial purchase?

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Mask: Mirage Quattro™ Full Face CPAP Mask with Headgear
Additional Comments: also using Swift LT nasal pillow mask; humidifier actually H4i

Hose_Head
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Location: Ontario Canada

Re: Intro from newbie in Canada

Post by Hose_Head » Tue Mar 31, 2009 6:10 pm

billybee wrote:Hi all - I'm another newbie from Canada (5 days, now - and finally getting some restful sleep).

I too have Great West Life as my insurer, and also have the $2000 provision. Do you know if they would actually cover two masks as part of the initial purchase?
You never quite know how they will react to a claim. However, I can confirm that I purchased two masks (about 2 weeks apart) and submitted them on the same claim as my initial purchase of an xpap . ADP paid for its share of the cost of xpap but paid nothing towards the cost of either mask. Great West Life paid 100% of the cost of the two masks. They also paid 100% when I bought a third mask about 6 months later.

GWL has also covered the cost of replacement hoses and a humidifier tank for my M Series.

The only problems I've had with GWL is that they have refused to cover the cost of filters and shipping for items that are purchased on-line. Their calculation of exchange rates to the USA also may not be what you hoped it would be.
I'm workin' on it.