Should I purchase APAP outright?

DeltaSeeker · Post by **DeltaSeeker** » Wed Aug 22, 2007 5:57 pm

My deductible year is up today ($500) and the way my insurance works is that I'll be paying the rental fee on my M-series until about next February (at $75/month until my deductible is met). My question is has anybody had any success purchasing their machines outright and having it applied towards their deductible?

That's what I want to do. I'd like to get the M-series Aflex APAP. I know insurance companies don't always do the "smart" thing but I'm hoping mine will. After all, it will be cheaper to purchase off CPAP.com than to continue renting until February. Anyone with experience with Guardian or Homelink? Or with getting their purchase applied towards a deductible? With my history it won't be long before I make that deductible anyway I've been in the ER this year more times than my 8 year old twins combined!!!

Linda

Snoredog · Post by **Snoredog** » Wed Aug 22, 2007 6:18 pm

I would get a A-Flex and drop that Rental off at your DME, you should have done that months ago and saved all that Rental fees.

Goofproof · Post by **Goofproof** » Wed Aug 22, 2007 6:42 pm

Rental is ok if the INS is paying, But I'll buy before I pay rental. It's always nice to know something is yours. Jim

DeltaSeeker · Post by **DeltaSeeker** » Wed Aug 22, 2007 9:09 pm

Thanks guys. Your answers make sense to me!