Will Insurance Companies Pay for Cpap Equipment?

General Discussion on any topic relating to CPAP and/or Sleep Apnea.
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G00fy217
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Will Insurance Companies Pay for Cpap Equipment?

Post by G00fy217 » Mon Jan 31, 2005 10:21 am

Hi there again everyone! I don't know why this just hit me, but does anyone know if Insurance Companies will pay for the equipment that is needed for OSA? Will it be considered good towards deductibles? I keep trying to contact my insurance company and feel like I am being placed on hold forever!! I have Humana..... Does anyone happen to know?

Please advise... Thanks!
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ylikone
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Post by ylikone » Mon Jan 31, 2005 10:29 am

I am in Canada and the government paid for 3/4 of my CPAP, then my insurance paid the rest. All my subsequent replacement hoses, masks, any other little parts have all been paid by my insurance with no questions asked.

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Liam1965
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Re: Will Insurance Companies Pay for Cpap Equipment?

Post by Liam1965 » Mon Jan 31, 2005 10:35 am

G00fy217 wrote:Hi there again everyone! I don't know why this just hit me, but does anyone know if Insurance Companies will pay for the equipment that is needed for OSA? Will it be considered good towards deductibles? I keep trying to contact my insurance company and feel like I am being placed on hold forever!! I have Humana..... Does anyone happen to know?

Please advise... Thanks!
It's by prescription only, so it SHOULD be covered. However, how much your policy covers towards "durable medical equipment" is dependent on your policy.

It is definitely considered medical equipment, though, so it counts towards taxes, or flex spending accounts, etc.

-Liam.

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G00fy217
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Post by G00fy217 » Mon Jan 31, 2005 1:38 pm

Thank you all! I will look into the insurance. Even if I do have to hold overnight.... LOL
Laughter never killed anyone..... Go ahead, laugh! It's good for you!! ;-)

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hockeydad
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Post by hockeydad » Mon Jan 31, 2005 2:29 pm

Mine is mostly covered by my insurance, I pay a 10% co-pay, they handle the rest. I have Cigna.