Battery Kit & Insurance

[__z0rk]

I would like to purchase one of these battery kits for backpacking https://www.cpap.com/productpage/CPAP.c ... Cable.html
Has any one successfully put in an insurance claim for these? If so, any tips?

Thanks

[chunkyfrog]

Insurance companies are notoriously resistant to covering a DC power supply, calling it "unnecessary".
If your work takes you "off the grid" for extended periods, you could push for coverage--or at least a business-related medical expense.
Otherwise, I would save my energy.
They may be more reasonable for a ventilator or O2 concentrator; but not from what I hear.

[oregondiver]

I work in employee benefits, so I am fairly cognizant of what WE cover (and we have a pretty generous coverage).

The battery pack is considered a luxury item and therefore not eligible. My CPAP machine works on two different volts so as long as I have a converter, I can take my internationally (Caymans t-29 days) and still have it work. But they would definitely (mine at least) considers it a luxury item and has been very clear that it would not be covered. So my backbapacking trip next weekend, hiking to two different lakes (for our 5 year anniversary)...will be without my cpap...

[araminta]

dear Oregondiver,

I would strongly encourage you to use your unique position as benefits expert + cpap user to help educate the insurance company(ies) you work with about the utility of having a cpap battery as part of the essential kit for well-being.

It is disturbing to read that you accept the notion that it's ok to leave your cpap behind on your camping trip. I would survive. But I would not thrive without mine. And I certainly wouldn't wake up full of vim & vigor for a hike in the mts.

Especially in concert with others of your colleagues, your voice might be heard. Please initiate a conversation with the insurance providers.

[chunkyfrog]

You are in a position to implement change.
Few have such an opportunity; can you accept the responsibility?
Your voice may be more likely to be heard.
No one tells a diabetic to leave the insulin at home.
It is the very SAME THING.

[__z0rk]

I will call my insurance, but I am sure they'll consider it a "luxury item"; unbelievable. Enjoy your trip.
Thanks to everyone who responded. I'll keep you posted.

I work in employee benefits, so I am fairly cognizant of what WE cover (and we have a pretty generous coverage).

The battery pack is considered a luxury item and therefore not eligible. My CPAP machine works on two different volts so as long as I have a converter, I can take my internationally (Caymans t-29 days) and still have it work. But they would definitely (mine at least) considers it a luxury item and has been very clear that it would not be covered. So my backbapacking trip next weekend, hiking to two different lakes (for our 5 year anniversary)...will be without my cpap...