Snorebert wrote:Thank goodness that the AMA, with the assistance of Ronald Reagan, prevailed back in the early sixties. Otherwise we would have that socialized medicine program, Medicare, in place today. That way when the day comes that I retire and can't get any policy to cover my wife, a breast cancer survivor and Lupus sufferer, I will be able to pay cash for healthcare. At least for the first couple of months. Then most likely, we will need to go without coverage so that we can eat.
(from Wikipedia,
http://en.wikipedia.org/wiki/Operation_Coffee_Cup)
Snorebert wrote:Thank goodness that the AMA, with the assistance of Ronald Reagan, prevailed back in the early sixties. Otherwise we would have that socialized medicine program, Medicare, in place today. That way when the day comes that I retire and can't get any policy to cover my wife, a breast cancer survivor and Lupus sufferer, I will be able to pay cash for healthcare. At least for the first couple of months. Then most likely, we will need to go without coverage so that we can eat.
It would be easier to have a rational argument about the case you present, if you had presented it in a straightforward way and not as sarcasm. Nevertheless, I will assume you are saying you and your wife would be in very bad shape for health insurance in retirement had Medicare not been enacted into law in 1965. Believing that as truth, I can understand you may have fears and look to a government solution for your problem.
However, there is a serious flaw in your thinking that I will address. Think outside this issue for a minute about the improvements in our lives in 2009 compared to 1965 (I know many things have gone downhill, mainly our moral state, but for now let's just concentrate on the improvements). I could not even begin to catalogue all the positive improvements and I certainly don't have a good memory of 1965. Major improvements that come quickly to mind are in the areas of automobiles, medicine, computers, electronics, clothes, houses, heating systems, cookware, gas grills, chain saws, sporting guns, bicycles, athletic stadiums, variety of foods easily available, communication, horse breeding stock, variety and quality of specialized magazines, fishing gear, boats, cartoon strips (Dilbert for one example), air conditioning systems, diesel engines, automobile race tracks, ….. well, you can add to the list as well as I can. You also know as well as I do that these improvements came about without government programs to require them.
Now let us imagine that Medicare had not been enacted in 1965. Let’s say our leaders took a clear, consensus position that it was not the role of the Federal government to provide citizens with health insurance. Let’s say that part of this position was the idea that the market was the proper source of health insurance and that our government was committed to leave the market unregulated except for those normal regulations to prevent fraud and protect the property rights of citizens.
Humans organize businesses to fulfill human needs. I am firmly convinced, given the hypothetical case presented in the previous paragraph, that an insurance system for health care would have been developed by the market. I am also convinced that this insurance system would make insurance widely available, at affordable rates, and in a wide variety. Just like shopping at Dick’s Sporting Goods, Best Buy, and WalMart all on the same evening.
I understand there are plenty of people who would rather rely on the government. But I am not one of them.
But now back to your fears. I really do think you have something to fear given the facts you described. You and I will depend on one insurance policy, Medicare, in our retirement years. If something goes wrong with that policy, there is little to zero other choice. And something is going very badly wrong with Medicare – a subject for a future thread if you care to start it.