insurance question

General Discussion on any topic relating to CPAP and/or Sleep Apnea.
napper
Posts: 18
Joined: Sat Apr 23, 2005 2:10 pm

insurance question

Post by napper » Sun May 08, 2005 10:59 am

Feeling great after just two weeks, I have even begun physical therapy for a past injury from which I never fully recovered. As I read through many of the posts, a reoccurring theme is the cost of treating OSA. My insurance company has been great -- a little too great -- and that makes me just a tad nervous. There was no deductable for either of the sleep studies or any of the equipment. (A BiPap Pro 2) Is this normal operation procedure? I feel sorry for anyone who is trying to handle this out of pocket. Is there a network where equipment can be donated when upgrades are available.

A recovering napper...

tater pie
Posts: 244
Joined: Tue Feb 01, 2005 2:19 pm
Location: Dallas, Texas

Post by tater pie » Sun May 08, 2005 5:06 pm

Most HMO and PPO plans will pay for almost all costs involved as long as you stay in their network. I had Aetna HMO at the time I had my sleep studies done and it cost about one $20 co-pay. If I hadn't had insurance, I couldn't have done it. We just became insured last August. I'm sure there are a lot of other uninsured people out there who can't afford to get help. The cost of treament needs to be reduced somehow so everyone can the help they need although I have no idea how it could be done.

User avatar
wading thru the muck!
Posts: 2799
Joined: Tue Oct 19, 2004 11:42 am

Re: insurance question

Post by wading thru the muck! » Wed May 11, 2005 8:46 am

napper wrote: Is there a network where equipment can be donated when upgrades are available.
napper,

Glad to hear you are having a good go of it with you insurance etc..

Here is a link to a place to donated unneeded equipment.

http://www.awakeinamerica.org/DonateRelief/
Sincerely,
wading thru the muck of the sleep study/DME/Insurance money pit!