Blue Cross and Blue Shield bought out my insurance company

[Stormynights]

I have been on Medicare and had a policy with Lovelace HMO since April. I have been very pleased with my coverage but I just got a call today that they have been bought out by BCBS. I am not sure I am happy about that.

[hyperlexis]

I have been on Medicare and had a policy with Lovelace HMO since April. I have been very pleased with my coverage but I just got a call today that they have been bought out by BCBS. I am not sure I am happy about that.

Why not? It's probably a bigger network and if you travel there will likely be more doctors that accept Blue Cross.

At the end of the day it's just trading one middleman for another.

[deerhound]

My insurance through the company I retired from is with Lovelace and BCBSNM is taking over. I was with BCBSNM a few years ago and then my company switched to Lovelace. Some things with BCBSNM were better some worse, but overall about equal. Since the buyout I have been able to return to some really good doctors I had until Lovelace and Albuquerque Health Partners had a big spat over a year ago. I'm glad to get my old doctors back, especially my sleep doc.

Dale

[SMenasco]

Stormy, I have a Blue Cross Plan D supplement to Medicare and it is really good. I'm sure glad obamacare didn't screw this up like everything else they've touched.

[Stormynights]

I was told there wouldn't be any changes to my plan until 2014. That is 2 days away. I researched for over a month before I signed up with LL but I don't have any time or choice in this matter. I am sure I am over thinking this but I don't like changing things when I am happy with what I have.

[gomer]

I have BCBS for my medigap (5+yrs) & happy with it so far.

Yes 2 days is not enough TIME for anyone to make anything but a very very hasty choice.

I say stick it out, see how you like it, better than nothing, right? Towards next year you should have a chance to make an informed choice.

Gomer

PS for me BCBS has been far better than what I had before, but they were downright horrible!

[Stormynights]

I guess I was very spoiled by my old insurance. The lady from my insurance would call me and ask if I needed anything. I know that will go away. I got a new Tens unit delivered Christmas Eve and today a man called and told me to send it back because my insurance wouldn't pay for it. I called her and she said they never filed a claim for it. I waited all day for a all back from Empi. I guess I will wait again tomorrow.