Individual Insurance post Apnea diagnosis

MrPaul · Post by **MrPaul** » Mon May 28, 2007 3:00 pm

Hi All,

What do folks here do for individual insurance after getting a diagnosis of sleep apnea?

Right now I and the rest of my family are on a really high HSA plan (I think 7.5k deductible/year) and our premiums are still really high. Not to mention they exclude anything sleep apnea related. The last time I tried to switch I was pretty much denied by every insurer I talked to.

<rant>
Personally if I had known this I probably would've gotten a sleep study/machine/etc... all on my own without using my social/name/insurance plan. Its really annoying since I'm 100% compliant (over 12k hours on my last machine and so used to it I can't even take a nap without it) and yet I get penalized while folks who have apnea and are never diagnosed can get insurance at will.
</rant>

MrPaul · Post by **MrPaul** » Wed Jun 20, 2007 10:26 pm

Repinging this up to the top of the list, since I'm really curious about it.