I called my insurance provider this morning and learned this:
For my plan BCBS for my device which is HCPCS code E0485 and following diagnosis code of ICD9 327.24, BCBS reimburses for in-network provider 100% of allowed benefit, with no deductible, and no co-pay (this is part of my durable medical equipment coverage). For out-of-network provider, the reimbursement is 80% and has $200 deductible.
In-network provider (dental or medical) should submit claim. Evidently Dr. Wright's office is trying to cover any risk from his side by getting my cash up-front. These dental appliances are relatively new for dental offices, and they may be uncertain as to how to proceed. If I have to submit claim and provider is in-network, then BCBS will directly reimburse the provider and not me, but this has advantage to me in sense that provider is obligated to take what is covered and to reimburse me appropriately.
Typically I might have first consultation that I should confirm whether is free or whether the office will bill as a medical consultation for which I would pay my normal $25 co-pay.
When I go to my prosthodontist, I might want to ask for his credentials, experience, and pointers to treated patients. I should get clear information about how many visits would be part of the treatment and what would be done in those visits.
I will double-check the list of in-network prosthodontists at
http://www.bcbs.com and will re-call some of them soon. I went to bcbs.com as my insurance company told me to do. After half an hour of searching I could only find options to find either MDs or to declare my BCBS dental plan and so I recalled BCBS. I was now directed to enter bcbs site as guest but give my code of MYY. Lo and behold the list is very different from what I found in January. Now instead of 8 doctors in Maryland most within about 30 miles of my house and some within 5 miles, I get only 2 prostodontists and they are both in Virginia and approximately 50 miles from my house:
• Sadr, Lida DDS, Prostodontics; 44031 Ashburn Shopping Plz Ste 131; Ashburn,VA 20147; 703-858-3456; 42.5 Miles
• Prasanna, Mysore K, DDS; Prostodontics; 1455 Old Bridge Rd Ste 205; Woodbridge,VA 22192; 703-494-2226
The customer service representative at BCBS who I am reached via 1-800-225-0131 confirmed that this was all that could be obtained from the web site. She did note that I might get further information by calling the number for provider locating at 1-800-810-2583. So I called that number and was given these doctors who are within 10 miles of my house:
• stanley mcgee, 109 Frederick Road, Baltimore, MD 410-744-7610
• jaime brahim, 650 West Baltimore St, Suite 1401, phone 410-706-6195
• henry williams, 3701 Eastern Ave., Baltimore, phone 410-327-7639
None of those doctors were on my list from January 2010 nor on the web site!!!
I have an appointment next Wed. with my sleep specialist and wanted to try this oral appliance prior to seeing her. At this time, that trial seems no longer very likely to happen prior to seeing her. I will try later today perhaps to buy an appliance online of some sort or first go to a sports store and get a mouth guard.
Allow me to digress on two topics: my time and CPAPtalk results.
As regards my time, I should be a busy professional. I have been and remain a full-time professor. I earned a M.D. and Ph.D. 35 years ago. I have a 11-yo son and 14-yo daughter, do investing, love to take walks and work in the garden, ... . I do not envision myself spending my entire day every day for the remainder of my life chasing my OSA. Nevertheless, the OSA has become such an obstacle to my health that I feel obligated to pursue this path in order to come to some level of peace with my OSA and its treatment. At the moment, I am going to be late for meeting a PhD student (who, by the way, I am going to discuss the possibility of doing artificial intelligence research on sleep apnea data available from
http://www.physionet.org).
On the second topic of CPAPtalk results, I might add that last night I learned a little something further. I had been testing the modified prone half swastika positions but consistently in the last part of my sleep and consistently found 2% lowered SpO2. Last night I tried the prone position in the first hour of sleep and then moved to supine and again SpO2 was 2% higher for me when supine. I also noted my pulse was about 20% higher in the prone position. I had started another thread a couple weeks ago called 'position and respirator' but for now post this here.
Got to go.
Cheers,
Roy
Roy Rada. Obstructive Sleep Apnea since 2004. Non-compliant with CPAP in 2004. Trying again as new radiation neuropathy conflicts with OSA.