OT: Health Ins Splained!

[Goofproof]

http://www.youtube.com/watch?v=Jng4TnKq ... popt00us08

[6PtStar]

Do you REALLY, REALLY, REALLY, believe this???????????

Jerry

[Goofproof]

As with all things a lie goes better wrapped in a little truth. I do not believe our government is our friend, or savior. I don't think the INS Co are either. I believe if the government takes over healthcare 100%, other forms of healthcare will dry up, (Private Job Paid) will dry up. and the overall quality of healthcare will lower, and it's pretty low as is. However the video was well done, they must have been well funded.

One thing for certain if we have government healthcare it won't be the same for all of us, the people that run the system, won't be using it... Jim

[6PtStar]

One thing for certain if we have government healthcare it won't be the same for all of us, the people that run the system, won't be using it... Jim

WHAT? I just watched two townhall meetings and the presenters both said they would not vote for a health care system if they were not included!

Jerry

[Goofproof]

One thing for certain if we have government healthcare it won't be the same for all of us, the people that run the system, won't be using it... Jim

WHAT? I just watched two townhall meetings and the presenters both said they would not vote for a health care system if they were not included!

Jerry

Say and Do, are different Dogs, Odd's are neither will Hunt. Probably neither one has ever had a real working job, or been hurting for funds for their family's needs. Jim

[LSAT]

Any seniors out there with Medicare Advantage Plans from AARP, United Healthcare, Blue Cross etc.???? Obama says that "If you like the Health Plan you have...you can keep it"...Yet, everytime Medicare Advantage Plans are mentioned, he says he wants to eliminate them. If you are forced to go back on Medicare, you will have to purchase a Suppliment and a Prescription Drug Plan.

There are LOTS of articles out there like this...
http://www.cqpolitics.com/wmspage.cfm?d ... 0003007221

[Velbor]

Do you REALLY, REALLY, REALLY, believe this??????????? :shock: Jerry

The original YouTube video is quite cute, and nicely done.
Not terribly well argued, not terribly tight in its logical presentation.
But still, from its perspective, not terribly far off the mark.

The "do you REALLY believe ..." response is a debating technique, designed to gain points.
Designed to bully, badger and berate the opponent.
It's quite out of place in a friendly, civil conversation, where the person expressing the opinion is assumed to be a person with some intelligence and dignity, and not a fool. To be treated with respect, even if possibly wrong.

Thank you, Goofproof, for the interesting video.
Jerry, I understand your position, but would have hoped for more courtesy.
Thanks to you both for an interesting thread.

[Really]

Do you REALLY, REALLY, REALLY, believe this???????????
Jerry

You could read "ALL About Healthcare" according to Matt. Really!!!
How Naive!!! viewtopic/t44681/viewtopic.php?f=1&t=44 ... 75#p399375
Me thinks I will just wait for the movie "How to Bankrupt a DME" . Really, Really!!!

[6PtStar]

Jerry, I understand your position, but would have hoped for more courtesy.

If I offended you I am sorry, I did not mean to get serious about this. My opinion is my own; I was not trying to express my opinion and with the seriousness of all the politics I have tried to stay out of most of these discussions. I just thought I knew jim's outlook and was just picking at him a bit in fun. If I offended you or him then I am sorry.

Jerry

[Goofproof]

6PtStar, We are friends, as are most here. No worries, I know what you mean, I posted the video as food for thought. The more people are aware what is going on around them, the better informed they can be. We don't have much choice in the powers that run our lives, we should, but the facts are we are mostly herded and led, by the people in control of the press and money. The American people for the most part don't have the independant thought or means to control there own lives, we have given that job over to Big Brother. Jim

BTW: Splained, The reference comes from "I love Lucy", one of Ricky's main Talks to Lucy... She required a lot of Splaining.

[GumbyCT]

BTW: Splained, The reference comes from "I love Lucy", one of Ricky's main Talks to Lucy... She required a lot of Splaining.

oh I got it but tanks for splainin'!

[mgess]

I don't claim to have all the answers, but I can tell you that health insurance companies are corrupt. They couldn't care less about your care. They aren't interested in your health, they're interested in the bottom line just like any business. I have to deal with them in my workplace. The costs keep rising, and the benefits shrinking. Their "reasonable and customary" charges are determined not by an independent company, but by a company the insurance companies hired for themselves. How they got away with this for so long is a mystery to me! However, there is now a class action suit against the big insurance companies for this. Haven't you ever wondered why charges for medical, dental, etc are always more than the reimbursement? They are deliberately underbid by Ingenix (the hired gun) so the ins companies can make money off you. I guess the huge premiums they charge for coverage just isn't enough.
Whatever happens, the insurance companies have to be reined in. Right now, they are the ones determining what care you get, not your doctor. They are only worried about $$, and returns to shareholders. I know businesses have to make a profit, but the CEOs of big insurance companies live like the Wall Street CEOs live, and it's at the expense of the insured folks. Many of whom can't afford treatment even with insurance.

[Goofproof]

I don't claim to have all the answers, but I can tell you that health insurance companies are corrupt. They couldn't care less about your care. They aren't interested in your health, they're interested in the bottom line just like any business. I have to deal with them in my workplace. The costs keep rising, and the benefits shrinking. Their "reasonable and customary" charges are determined not by an independent company, but by a company the insurance companies hired for themselves. How they got away with this for so long is a mystery to me! However, there is now a class action suit against the big insurance companies for this. Haven't you ever wondered why charges for medical, dental, etc are always more than the reimbursement? They are deliberately underbid by Ingenix (the hired gun) so the ins companies can make money off you. I guess the huge premiums they charge for coverage just isn't enough.
Whatever happens, the insurance companies have to be reined in. Right now, they are the ones determining what care you get, not your doctor. They are only worried about $$, and returns to shareholders. I know businesses have to make a profit, but the CEOs of big insurance companies live like the Wall Street CEOs live, and it's at the expense of the insured folks. Many of whom can't afford treatment even with insurance.

That happens at all levels, and it's nothing new, If you don't have to do the work it's easy to set prices. Example: Personal, in 1969 I had to put a Bare Block in a 69 Ford Wagon V8, with all the add-in equiptment the could cram in. Ford flat rate paid 8 hours labor, by cutting every corner I could,(And still keep my personal level of quality) it took over 20 Hours of labor. This happened far too often, I they saw you were having a good weeks labor, this was one of the ways they swatted you down. After ten years of abuse, I jump ship and went where my talents were better paid and used. I do have them to thank for making me as good a mechanic as I was. Trying to feed your family with one hand tied behind your back and working in shackles either starves you to death or makes you better at what you do. Jim

[cinco777]

mgess wrote

I don't claim to have all the answers, but I can tell you that health insurance companies are corrupt. They couldn't care less about your care. They aren't interested in your health, they're interested in the bottom line just like any business. I have to deal with them in my workplace. The costs keep rising, and the benefits shrinking. Their "reasonable and customary" charges are determined not by an independent company, but by a company the insurance companies hired for themselves. How they got away with this for so long is a mystery to me! However, there is now a class action suit against the big insurance companies for this. Haven't you ever wondered why charges for medical, dental, etc are always more than the reimbursement? They are deliberately underbid by Ingenix (the hired gun) so the ins companies can make money off you. I guess the huge premiums they charge for coverage just isn't enough.
Whatever happens, the insurance companies have to be reined in. Right now, they are the ones determining what care you get, not your doctor. They are only worried about $$, and returns to shareholders. I know businesses have to make a profit, but the CEOs of big insurance companies live like the Wall Street CEOs live, and it's at the expense of the insured folks. Many of whom can't afford treatment even with insurance.

Mgess, I agree with you. The insurance companies take 25% of our healthcare dollars and add NOTHING. I am on Medicare and am treated many times better than I was when I was insured (my employer paid 100%) with a private insurer (Aetna for most of the years). Medicare administration costs are about 2% compared to the Insurance companies' 25%. I am outraged when the Insurance CEOs and executives are making 10s and 100s of millions of dollars in payment (salary, bonuses, and stock) and we have 40+ million Americans uninsured. My wife and I pay for our grown children's medical/dental insurance as they work for employers who provide no insurance coverage and their employers do not pay enough in wages for our children to afford medical/dental insurance on their own.
The insurance companies are Corrupt and a Public Option is the only way to gain control of the ever increasing costs of our Healthcare System.

[OneCatBelleSundance]

Health Insurance companies are trying to reign in the outrageous charges of physicians and hospitals so they can charge you and me a reasonable premium. One of my doctors charges $250 for a 15 minute office visit? If she sees 4 patients and hour for an 8 hour day that is $8000 for one days work. Or, how about the anesthesiologist that charges $1500 for a one hour surgery? Sometimes the anesthesiologist charges more than the surgeon. My sleep studies cost $1670 and $1825. Why the higher cost for the second one? Let's look at the real culprits in the cost of health care in the U. S. It's the physicians and hospitals not insurance companies.