Since I live in the DC area I am close to the military clinic for my PCP. I have no problem getting referrals and all my sleep studies were done in civilian facilities at the cost of only $12 per visit. I don't have to mess with meeting the deductable that comes with the standard or Tricare for life...

Why do you have Tricare for Life? I always understood that if your spouse was active duty you qualified for Tricare Prime. Is it just not available in your area? I have Tricare Prime so I'm not sure how the Tricare for Life works. I'm retired military and the Tricare is better than any insurance off...