insurance

Sharon1225 · Post by **Sharon1225** » Sat Jan 08, 2011 8:06 am

My question doesn't seem to be posting. I'm wondering if it's possible to bypass insurance and just buy replacement parts on our own. Insurance slows things down.

GumbyCT · Post by **GumbyCT** » Sat Jan 08, 2011 8:50 am

Sharon1225 wrote:My question doesn't seem to be posting. I'm wondering if it's possible to bypass insurance and just buy replacement parts on our own. Insurance slows things down.

Certainly, as long as you have a prescription, yes.

nanwilson · Post by **nanwilson** » Sat Jan 08, 2011 8:52 am

How do you think those of us without insurance get our equipment and supplies. We buy it out of pocket, either through the DME of better still at cpap.com.
N

msradar65 · Post by **msradar65** » Sat Jan 08, 2011 9:29 am

I would shop prices with insurance and if you pay cash. In many cases you can get supplies cheaper if you pay cash than if you use your insurance.

Janknitz · Post by **Janknitz** » Sat Jan 08, 2011 1:00 pm

Remember to check online suppliers to see if you can get a better price. Local DME's charge a lot more usually (although some will give you a price break if paying out of pocket--it costs them a lot of time and money to bill insurance).

Emilia · Post by **Emilia** » Sat Jan 08, 2011 1:23 pm

Watch ebay auctions, too.... I scored a set of new pillows for my mask at less than half retail price! Machines and masks do require Rx's, but you are entitled to have the Rx in hand from your doctor. Parts such as pillows, filters, hose, etc. can be found fairly priced online.

jbn3boys · Post by **jbn3boys** » Sat Jan 08, 2011 3:34 pm

The biggest reason for me to buy through my insurance is that it will apply toward my deductible and then toward my out of pocket maximum. If I have a particularly "medical" year, this could lead to free supplies at the end of the year.

If you are happy with your mask, and are just talking about replacing parts, such as pillows, you could just buy one out of pocket, and submit one to insurance. Then you would have an extra. Each time you use one, just submit another one to insurance. That way, the slowness won't be a problem.

Marvinvwinkle · Post by **Marvinvwinkle** » Sat Jan 08, 2011 4:15 pm

Even though I have insurance, I just bought my new apap and mask from a dme. It cost me about a third of what the insurance would pay for the same equipment. The insurance only wanted to pay for repair of the old machine.

insurance

insurance

Re: insurance

Re: insurance

Re: insurance

Re: insurance

Re: insurance

Re: insurance

Re: insurance

Mask