Dealing with switching insurance

General Discussion on any topic relating to CPAP and/or Sleep Apnea.
seano287
Posts: 2
Joined: Tue Jul 29, 2014 10:05 am

Dealing with switching insurance

Post by seano287 » Tue Jul 29, 2014 10:11 am

Hi everyone!

I'm new here, but I've been using a CPAP device for about 1 year.

I turned 26 recently, so I lost my parent's health insurance and switched to a different insurance.

My new insurance doesn't use my old CPAP service provider, so, I paid off my CPAP machine out of pocket and then dropped them. But I need a new mask.

Does anyone have experience switching insurances while on CPAP therapy? I have a list of the accepted providers from my insurance. Do I just call them and say I need a new mask? Will they even take me on as a "patient" if I already have my own device?

Thanks for any help you can offer.

-Sean

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LSAT
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Joined: Sun Nov 16, 2008 10:11 am
Location: SE Wisconsin

Re: Dealing with switching insurance

Post by LSAT » Tue Jul 29, 2014 10:13 am

You should have no problem switching providers. What the new DME will require is a copy of your original sleep study and a copy (or a new)prescription. They shouldn't care that the machine was purchased elsewhere.

seano287
Posts: 2
Joined: Tue Jul 29, 2014 10:05 am

Re: Dealing with switching insurance

Post by seano287 » Tue Jul 29, 2014 11:12 am

LSAT wrote:You should have no problem switching providers. What the new DME will require is a copy of your original sleep study and a copy (or a new)prescription. They shouldn't care that the machine was purchased elsewhere.
Thanks! I just wanted to know what I was in for before I initiated the process because I HATE dealing with health insurance companies.

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palerider
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Joined: Wed Dec 16, 2009 5:43 pm
Location: Dallas(ish).

Re: Dealing with switching insurance

Post by palerider » Tue Jul 29, 2014 11:31 am

seano287 wrote: Thanks! I just wanted to know what I was in for before I initiated the process because I HATE dealing with health insurance companies.
they're bad for your health, mental health if nothing else

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chunkyfrog
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Re: Dealing with switching insurance

Post by chunkyfrog » Tue Jul 29, 2014 11:31 am

You may want to interview the candidates, and find out if they will provide the supplies/masks you currently use.
Some outfits only handle one brand, and refuse to special order.
Ask about mask return policies, as you may want to try something new.
Try to avoid Apria and Lincare, as they have earned less than stellar reputations.
Also consider the size of your deductible versus mask and supply prices online.
(plug: cpap.com --forum sponsor)
You may be ahead buying out of pocket, since you already own a machine.

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