insurance question

i was just wonder I know that my insurance company will only pay for a c-pap machine every 5 years. but I was wondering is there a such thing as accidental damage coverage that I can buy for my bi-pap in case of water damage or if something else happens to it. my first bi-pap the humidifier failed on it my second machine someone was transporting it and they forgot to empty the water chamber and as a result water got into the machine and damaged the inside of the unit and now this is my 3rd machine i am using the aircurve 10 ASV unit and a brand new one costs $4,500 dollars to replace if something happens to it thats why I am wondering if I can buy accidental damage protection on it no i did not damage my machine

Call your DME up and ask .. I know my DME offers similar for extended coverage, I'm not sure on water damage ...

Depending on what happens, where it happens, and what coverage you have your homeowner's insurance, your auto insurance, or travel insurance might cover it.

$4500 man I got the same machine and not even my rip off DME charges that much for it ...

http://cpapliquidators.com/new-resmed-s10-aircurve-asv/

Insurance--don't do anything without it.
Homeowners, auto, business, renters.
It's always good to check on your coverage, and add riders if necessary.
Know your deductibles, and sock away some dough--just in case.

My homeowners would cover it after my $200 deductible.

My insurance will replace my machine if the doctor writes a prescription. Of course if he wrote a script last week, and writes another one this week.... they will wonder why....

Sheriff

Check with your homeowners or renters insurance and see what they cover. You may already have coverage or can get an inexpensive rider.