Treading Lightly with Insurance

LoBattery wrote:If you bought a machine in 08, I can't see how either answer would matter, the machine is beyond its life expectancy.

I do feel your cosmic angst. I'm a virgin coming up on my first six months. I already bought a replacement mask on my own on the internet since it was cheaper than my copay from the local DME I got set up from. Needed a spare because you never know when the dog might think it is a chew toy. Now I would like to get another spare hose, mask and humidifier. I have no deductible built up yet this year and don't know this stuff applies to it and maybe I should wait. I call up the insurance company and they seem to know less about it than I do. I tried to be an informed shopper when I first got the stuff, just a nightmare of insurance codes. Well, got another month at least I can avoid doing something. You have to spend money to get an education. I learn fast that way.

Sheriff Buford wrote:When I used to ask suspects questions, they would respond, "If I say yes, then what will happen?" If they didn't like my response, they would ask, "If I say no, what will happen?" Then they would pick the best response... for their hide!
Sheriff

MrGrumpy wrote:If I get a machine paid for by my insurance company and I decide two months later, "hey, I want a second machine as a backup or travel APAP" and I go out and get my doctor to write me a prescription and fax it to an Internet CPAP supplier and pay for it out of pocket, so be it. We are still a free enterprise system and I dont care about the health insurance company language